Walt Dobbs - NMLS #269374 - (916) 989-6222 - eMail me

VA Loans-VA Loan Origination-Meridian CA

VA Loans For Purchasing a Home

Myths and also Misconceptions About VA Home Loans

An usual false impression with the VA loan program is that there is a remarkable amount of “bureaucracy” entailed with the procedure. Nevertheless, this isn’t really the case.|This isn’t the case.} The initial step is to establish your eligibility. Sierra View Financial can almost always get your Certificate of Eligibility (COE) online.

Prequalifying for a VA Loan

To begin the VA loan process, call us by phone/email/text. If a VA loan is best for your situation, one of our VA loan specialists will certainly ask basic questions regarding your economic history as well as homebuying objectives to establish. Prequalification helps you as well as lenders establish a prompt sense of eligibility as well as begin building a structure for the following phase, which is financing preapproval.

VA Loan Preapproval

Preapproval shows lenders that a borrower is a qualified homebuyer. As experienced VA lenders we can help you finish the paperwork, as well as prepare and arrange anything you require to finish the application.
When we get your needed documents, you’ll obtain a preapproval letter that lays out anything you must do to officially finish the VA home loan documents. The conditions in the preapproval letter need to be met in order for you to get to closing day as well as right into your house.

Real Estate Agents and Your Home Search

It’s time to locate a real estate agent and also look at homes when you have a preapproval letter. Some military buyers may intend to seek out veteran-friendly real estate agents that much better associate to military families’ particulars and understand the VA loan program thoroughly. We can aid you discover a qualified real estate agent.

Make an Offer

It’s an adventure for military customers to discover as well as select their residence, but there’s still some work to do. When you locate a home you’ll should agree and make a deal on the rate and terms with the seller. Your real estate agent will aid you with the negotiation and contract procedure. It’s crucial that you collaborate with a real estate agent as well as loan officer that are educated regarding VA financing so the agreement is effectively formulated in order to help you take benefit of all your veteran entitlements.

VA Loan Closing and Processing

{Prior to the financing closes, as your VA lender, we’ll order an independent appraisal of the home. Together with assessing the Prior to the financing closes, as your VA lender, we’ll order an independent appraisal of the building. Along with evaluating the home’s worth, the VA appraisal aids examine whether the residence satisfies the VA’s property condition criteria.

An underwriter then very closely reviews the whole VA loan package. When the underwriter accepts a VA loan, there’s just a couple of points for the borrower to do: Prepare for your closing day, when you’ll sign a great deal of last documents and obtain the keys to a new residence.



Call a VA Home Loan Specialist at
(916) 989-6222





Start the VA Loan Process

Loan Type Home PurchaseRefinance

Approximate Loan Amount

Credit Rating

Military Branch

Time frame

Call a VA Home Loan Specialist at
(916) 989-6222

VA Loan Origination – Meridian

Share this article

Comments are closed.